Widodo, Kharisma Dwi, and Dinda Lutfiyah. “Underwriting Performance: Foreseeing the Future of Sharia Insurance in Indonesia”. Jurnal Ekonomi Indonesia 14, no. 3 (December 25, 2025): 317–329. Accessed May 12, 2026. https://jurnal.isei.or.id/index.php/isei/article/view/822.